Executive Benefits

Living longer - bonus or liability?

Life expectancy is increasing dramatically in America, putting pressure on retirement funding. If the traditional three-legged stool (government-individual-employer) needs lengthening, employers will feel the burden.

Employers need to manage their commitment to employee retirement income security more effectively. That starts with a thorough and ongoing analysis of basic sponsored programs like 401(k) and Roth plans. It continues with exploration of supplemental and voluntary facilitated plans that will fill gaps and help assure employees they have found the right employer for their future.

Has your management team been shortchanged?

Your senior management, executive team, and other key employees have the longest life expectancy. With qualified plans alone they face retirement income shortfalls and lifestyle downsizing. Expanding your support will more effectively align their personal financial goals with your corporate financial goals.

  • You can provide nominal-cost education programs to help them make more informed financial decisions toward becoming retirement self-sufficient.
  • You can consider nonqualified deferred compensation plans, constructed properly to meet recent regulatory requirements and achieve corporate cost recovery.
  • You can support them with company access to insurance-based investing–personally owned Roth alternatives, offering of tax-deferred accumulation and tax-free access to funds.

How can employees depend on the company?

For the moment, 401(k) and related plans remain an effective retirement income funding structure for most employees. But matching performance with longevity gains requires independent objective analysis.

  • Plan design
  • Participant communication
  • Administration and management fees

Our mission is to help fill those gaps for employers and employees with knowledge, experience, and insight to optimize retirement planning success.

Office Location

DavisWalker, Ltd.

9100 Arboretum Parkway
Suite 260
North Chesterfield, VA 23236-3493
ph: 804.560.8082

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Please let us know how we can serve you.




News Updates

Financial and Economic Brief - March 3, 2020

• Potential Rate Cuts Coming - In response to the coronavirus scare, there’s a chance that the Fed could take policy back to where it was during the financial crisis of 2008.

• Britain’s Mandate for Trade Talks - Britain unveiled its mandate for trade talks with the U.S., with Prime Minister Boris Johnson vowing to drive a hard bargain in negotiations.

• Stock Market Plummets - U.S. stocks fell as fears escalated over the fast-spreading coronavirus, with Wall Street capping its worst week since the global financial crisis of 2008.

Financial and Economic Brief - February 4, 2020

• Continued Gains in Consumer Spending - The U.S. economy grew 2.1% in Q4 of 2019, closing out a year in which GDP decelerated to its slowest pace in three years.

• Chinese Shares Drop amid Coronavirus - Stock markets in China fell as traders rushed to sell amid continued fears about the impact on the global economy of the coronavirus epidemic.

• Oil Prices Fall - Oil prices fell because of the concern over demand in China after the coronavirus epidemic.

Financial and Economic Brief - January 7, 2020

• Consumer Confidence Dips - According to The Conference Board, U.S. consumer confidence “dipped slightly” in December. The metric came in at 126.5 for the month, down from 126.8 in November.

• Oil Prices Rising - Oil prices rose over 1% on Monday, pushing Brent above $70 a barrel.

• Gold Highest in 7 Years - Global investors are going into safe haven assets as fallout continues from the U.S. killing of Iran’s top general, Qasem Soleimani.

Financial and Economic Brief - December 3, 2019

• Moderate Growth in Q3 - The U.S. economy grew at a moderate 2.1% rate over the summer, slightly faster than first estimated.

• OPEC to Deepen Cuts - OPEC and its allies plan to deepen oil cuts and have the deal in place so it runs at least until June 2020.

• Tariff Threat Renewed - President Trump announced that the U.S. will “restore” steel and aluminum tariffs on Brazil and Argentina, citing a “massive devaluation of their currencies.”

Financial and Economic Brief - November 5, 2019

• Consumer Confidence “Dips” - U.S. consumer confidence fell slightly in Oct. to 125.9 from a Sept. reading of 126.3 as worries over business conditions & employment prospects rose.

• Gannett and New Media Investment Group - Gannett reported its 3rd quarter earnings noting a continued decline in overall revenue but pointed to an increase in its marketing services & digital subscriptions.

• U.S.-China Trade Optimism - Technology stocks pushed the 3 main indexes to record highs, as hopes of a U.S.-China trade deal & an improving domestic economy raised risk appetite.

Financial and Economic Brief - October 8, 2019

• Unemployment Rate Falls - Unemployment hit a 50-yr. low in September even though nonfarm payrolls rose by just 136,000 as the economy nears full employment.

• Impeachment and the Stock Market - The launch of an impeachment inquiry into President Trump tosses another wild card into a volatile stock market.

• Trade Talks Underway - U.S. & Chinese deputy trade negotiators launched a new round of talks on Monday aimed at resolving the 15-mo. trade war, with neither side showing any signs of giving ground.