Executive Benefits

Living longer - bonus or liability?

Life expectancy is increasing dramatically in America, putting pressure on retirement funding. If the traditional three-legged stool (government-individual-employer) needs lengthening, employers will feel the burden.

Employers need to manage their commitment to employee retirement income security more effectively. That starts with a thorough and ongoing analysis of basic sponsored programs like 401(k) and Roth plans. It continues with exploration of supplemental and voluntary facilitated plans that will fill gaps and help assure employees they have found the right employer for their future.

Has your management team been shortchanged?

Your senior management, executive team, and other key employees have the longest life expectancy. With qualified plans alone they face retirement income shortfalls and lifestyle downsizing. Expanding your support will more effectively align their personal financial goals with your corporate financial goals.

  • You can provide nominal-cost education programs to help them make more informed financial decisions toward becoming retirement self-sufficient.
  • You can consider nonqualified deferred compensation plans, constructed properly to meet recent regulatory requirements and achieve corporate cost recovery.
  • You can support them with company access to insurance-based investing–personally owned Roth alternatives, offering of tax-deferred accumulation and tax-free access to funds.

How can employees depend on the company?

For the moment, 401(k) and related plans remain an effective retirement income funding structure for most employees. But matching performance with longevity gains requires independent objective analysis.

  • Plan design
  • Participant communication
  • Administration and management fees

Our mission is to help fill those gaps for employers and employees with knowledge, experience, and insight to optimize retirement planning success.

Office Location

DavisWalker, Ltd.

9100 Arboretum Parkway
Suite 260
North Chesterfield, VA 23236-3493
ph: 804.560.8082

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News Updates

Financial and Economic Brief - October 4, 2018

• Economy Looks Good - Following Jerome Powell’s description of the U.S. economic outlook as “remarkably positive”, people are wondering how long this “rosy” period might last.

• Canada, Mexico, U.S. New Trade Deal - Canada has agreed to join the U.S. and Mexico in a trade deal that will replace NAFTA, according to officials.

• Honda Takes Stake in GM - Honda Motor Co will invest $2 billion & take a 5.7% stake in General Motors' Cruise self-driving vehicle unit, to jointly develop self-driving vehicles for deployment in ride services fleets around the world.

Financial and Economic Brief - September 4, 2018

• New NAFTA Deal without Canada? - The Canadian dollar fell against the U.S. dollar after President Trump said the U.S. and Mexico could move forward without Canada in a new NAFTA deal.

• China Lures Talent from Taiwan - A veteran engineer of one of Taiwan’s top-tier chipmakers took an offer from a Chinese state-backed chipmaker last year and now oversees a small team in eastern China.

• Tesla’s Stock Price Forecast Slashed - JP Morgan Chase cut its price target on Tesla, causing its shares to briefly tumble.

Financial and Economic Brief - August 7, 2018

• 5% Treasury Yield Warning - JPMorgan Chase & Co. chief executive officer, Jamie Dimon, warned investors that they should get ready for U.S. yields of 5 percent.

• Oil Rises after Production Falls - Oil rose on Monday after Saudi crude production fell in July and U.S. drilling appeared to slow down, although the price is still almost 10 percent below its 2018 high of more than $80 a barrel.

• Pepsi Co. CEO Stepping Down - Indra Nooyi, PepsiCo. CEO, is stepping down but will remain as chairwoman of the board of directors until early 2019.

Financial and Economic Brief - July 3, 2018

• Consumer Sentiment Rises - Chief Economist for The University of Michigan's survey Richard Curtin said one-in-four consumers mentioned the potential negative impact of tariffs on the domestic economy.

• ADM in Talks with Neovia - Archer Daniels Midland Company (ADM) is in talks to take over French animal feed business Neovia for 1.5 billion euros ($1.75 billion) in order to expand in the animal nutrition sector.

• Tesla Meets Production Target - Tesla's first mass production vehicle missed two Ņambitious' production targets, but Musk promised investors that the company would make 5,000 Model 3s per week by this time of year.

Financial and Economic Brief - June 26, 2018

• Harley-Davidson Moving Some Production Overseas - The EU launched tariffs on American imports like bourbon, peanut butter and orange juice on Friday.

• Oil Prices Fall - Brent crude oil fell by more than 1% today as investors prepared for an extra 1 million barrels per day (bpd) to hit the markets after OPEC and its partners agreed to raise production to “stop the gap” between supply and demand.

• SEC Probes Earnings per Share - The SEC is investigating whether publicly traded U.S. companies have been rounding up their quarterly earnings to the next highest cent.