Our Team

G. Michael Cheatham, CLU, ChFC

Managing Director

"Anticipate rather than react. It's the most important concept in our firm because it drives so many aspects of our work. If you go back about 25 years, it's the reason why we established ourselves as independent advisors - representing clients in a diverse marketplace instead of representing a financial services company with limited products."

Mike's engineering degree shaped his analytical approach to help achieve client goals. Meanwhile, his thirty-five years experience bringing specialized resources and knowledge to the clients' side of the table has honed the DavisWalker collaborative process. He has expanded DavisWalker capabilities strategically over the years to match our clients' perceived needs and fill gaps in their planning resources.

He is a member of the Association for Advanced Life Underwriting and the Society of Financial Service Professionals serving as President of the Richmond Chapter in 1991-92. He is also a member of the Richmond Estate Planning Council, the Society's Estate Planning and Business Compensation Sections, and a charter member of PACE (Professional Achievement in Continuing Education). Mike holds a Bachelor of Science degree from Virginia Tech in Industrial Engineering and Operations Research.

phone: 804.560.8082 x306
email: m.cheatham@daviswalker.com

 

John A. Gargula

Director of Case Design and Management

“It’s a great feeling to watch a plan come together. It begins with insight into the unique needs and goals of each client; we cover every detail of the plan, explore all alternatives, and track every step of implementation to see that the solutions match the goals.”

John’s background in financial services is broad and deep. It spans wealth management and wealth transfer, employee and key employee benefits, and life insurance funding and performance analysis. In addition, he has years of management and operational responsibility, from contract negotiation and business plan development to full P&L responsibility. He holds a Bachelor of Science degree in Business Administration/Finance from Villanova University.

John guides DavisWalker clients through comprehensive case design for wealth preservation and transfer techniques, estate-tax planning and executive benefit programs. He also directs the analysis and selection of insurance financing alternatives through the planning process.

phone: 804.560.8082 x301
email:  j.gargula@daviswalker.com

 

Our Strategic Partners

David W. Holaday, ChFC, CAP

Founder and Managing Director
Wealth Design Consultants, LLC

“While many affluent families carefully prepare an inheritance for heirs, they often miss opportunities to prepare their heirs for inheritance. This explains why 90% of affluent families lose their wealth by the third generation. My role is to work collaboratively with families and their advisors to decide how to use their assets for their most important personal, family, and charitable goals.”

David Holaday has over 25 years’ experience as a financial consultant and is the founder and managing member of Wealth Design Consultants, LLC, providing consulting on wealth transfer, estate tax, and philanthropic strategies to professional advisors across the nation. His expertise includes wealth transfer strategies, insurance and estate tax planning, business succession planning, and planned gift design for affluent families, private businesses, family foundations, and major donors.

In addition to his B.S. in Chemical Engineering from University of Virginia, Dave earned designations for Chartered Advisor in Philanthropy® (CAP) and Chartered Financial Consultant (ChFC) from The American College.  He is past president of Planned Giving Group of Indiana and a board member of International Association for Advisors in Philanthropy.  In addition he is a member of Kingdom Advisors, Partnership for Philanthropic Planning, The Heritage Institute, Advisors in Philanthropy, and Central Indiana Community Foundation.

phone:  317.571.3616
email:  dholaday@wdcplan.com

 

Office Location

DavisWalker, Ltd.

9100 Arboretum Parkway
Suite 260
North Chesterfield, VA 23236-3493
ph: 804.560.8082

Request Information

Please let us know how we can serve you.




News Updates

Financial and Economic Brief - May 8, 2019

• Trump Threatens 25% Tariff Hike - Currently, the 10% tariff on $200 billion in Chinese imports has been a “nuisance”, with many US businesses absorbing the cost.

• Job Openings Rise Sharply - U.S. job openings rebounded sharply in March, while the pace of hiring was level, pointing to a growing worker shortage that could slow employment growth this year.

• Digital Ad Revenue over $100 Billion - A new report says internet advertising revenues in the U.S. totaled $107.5 billion in 2018.

Financial and Economic Brief - April 2, 2019

• Economic Growth, Slowing - Consumer spending rebounded less than expected in January and incomes rose modestly in February, suggesting the economy is losing momentum.

• U.S. Crude Hits High - U.S. crude oil hits a 2019 high and Brent crude gained a dollar after tight supply and positive signs for the global economy drove the largest Q1 gains for both benchmarks in nearly a decade.

• Factories Stockpile for Brexit - UK factories stockpiled goods for Brexit at a surprisingly high rate last month, increasing manufacturing growth to a 13-month high.

Financial and Economic Brief - March 6, 2019

• Construction Spending Falls - The U.S. construction spending fell 0.6% in December as investment in both private and public projects dropped, indicating that the economy “lost momentum” at the end of 2018.

• China Cutting Taxes and Increasing Lending - China is trying to shore up its slowing economy through billions of dollars in planned tax cuts and infrastructure spending.

• GE On Decline - GE’s (GE) stock is down by nearly two-thirds since the end of 2016 and the company has fallen to the 59th most valuable in the S&P 500.

Financial and Economic Brief - February 5, 2019

• Fed “Pauses” Tightening - The financial markets are concerned about a slowing economy, and the Fed chairman has sought to reassure investors.

• General Motors Cuts Jobs - General Motors is expected to start its next round of white-collar job cuts this week, but there are fewer staff reductions left to make than were anticipated.

• Ultimate Software Agrees to Buyout - Ultimate Software Group Inc., a cloud-based human resources applications developer, said on Monday it agreed to be bought by an investor group for about $11 billion.

Financial and Economic Brief - January 8, 2019

• Job Creation Hot in December - Job creation surged by 312,000 in December though the unemployment rate rose to 3.9%.

• A New Exchange, MEMX - Morgan Stanley, Fidelity Investments, Citadel Securities & a group of other financial companies have agreed to jointly launch a new low-cost “bourse” that will compete with the NYSE & Nasdaq.

• Eli Lilly to Buy Loxo Oncology - Eli Lilly and Co. announced Monday it will acquire Loxo Oncology for about $8 billion in cash.

Financial and Economic Brief - December 4, 2018

• Trade Agreement Truce - Markets rallied on news that President Donald Trump and Chinese President Xi Jinping, had reached a “truce” in the trade battle.

• Car Sales Fall - Several carmakers including Ford, Honda and Toyota reported a drop in new car sales in the U.S. in November.

• Qtar Pulling Out of OPEC - The small, “gas-rich state” of Qatar said that it will leave OPEC on January 1 after nearly 60 years.