Our Team

G. Michael Cheatham, CLU, ChFC

Managing Director

"Anticipate rather than react. It's the most important concept in our firm because it drives so many aspects of our work. If you go back about 25 years, it's the reason why we established ourselves as independent advisors - representing clients in a diverse marketplace instead of representing a financial services company with limited products."

Mike's engineering degree shaped his analytical approach to help achieve client goals. Meanwhile, his thirty-five years experience bringing specialized resources and knowledge to the clients' side of the table has honed the DavisWalker collaborative process. He has expanded DavisWalker capabilities strategically over the years to match our clients' perceived needs and fill gaps in their planning resources.

He is a member of the Association for Advanced Life Underwriting and the Society of Financial Service Professionals serving as President of the Richmond Chapter in 1991-92. He is also a member of the Richmond Estate Planning Council, the Society's Estate Planning and Business Compensation Sections, and a charter member of PACE (Professional Achievement in Continuing Education). Mike holds a Bachelor of Science degree from Virginia Tech in Industrial Engineering and Operations Research.

phone: 804.560.8082 x306
email: m.cheatham@daviswalker.com

 

John A. Gargula

Director of Case Design and Management

“It’s a great feeling to watch a plan come together. It begins with insight into the unique needs and goals of each client; we cover every detail of the plan, explore all alternatives, and track every step of implementation to see that the solutions match the goals.”

John’s background in financial services is broad and deep. It spans wealth management and wealth transfer, employee and key employee benefits, and life insurance funding and performance analysis. In addition, he has years of management and operational responsibility, from contract negotiation and business plan development to full P&L responsibility. He holds a Bachelor of Science degree in Business Administration/Finance from Villanova University.

John guides DavisWalker clients through comprehensive case design for wealth preservation and transfer techniques, estate-tax planning and executive benefit programs. He also directs the analysis and selection of insurance financing alternatives through the planning process.

phone: 804.560.8082 x301
email:  j.gargula@daviswalker.com

 

Our Strategic Partners

David W. Holaday, ChFC, CAP

Founder and Managing Director
Wealth Design Consultants, LLC

“While many affluent families carefully prepare an inheritance for heirs, they often miss opportunities to prepare their heirs for inheritance. This explains why 90% of affluent families lose their wealth by the third generation. My role is to work collaboratively with families and their advisors to decide how to use their assets for their most important personal, family, and charitable goals.”

David Holaday has over 25 years’ experience as a financial consultant and is the founder and managing member of Wealth Design Consultants, LLC, providing consulting on wealth transfer, estate tax, and philanthropic strategies to professional advisors across the nation. His expertise includes wealth transfer strategies, insurance and estate tax planning, business succession planning, and planned gift design for affluent families, private businesses, family foundations, and major donors.

In addition to his B.S. in Chemical Engineering from University of Virginia, Dave earned designations for Chartered Advisor in Philanthropy® (CAP) and Chartered Financial Consultant (ChFC) from The American College.  He is past president of Planned Giving Group of Indiana and a board member of International Association for Advisors in Philanthropy.  In addition he is a member of Kingdom Advisors, Partnership for Philanthropic Planning, The Heritage Institute, Advisors in Philanthropy, and Central Indiana Community Foundation.

phone:  317.571.3616
email:  dholaday@wdcplan.com

 

Robert H. Leeper, CLU, ChFC

Managing Director
NFP

“Our clients’ biggest challenge is planning in an uncertain environment. Because many parts of our tax code discriminate against upper income individuals, their retirement plans become just as critical to personal goals as rank-and-file retirement plans. That puts me on the front line with our clients, diagnosing problems and identifying possible solutions.”

Bob Leeper is one of the managing directors for NFP’s Executive Benefits practice, one of the industry’s most recognized executive benefit platforms. They administer over 80,000 participants and $12B+ in assets for over 1,000 corporations on their proprietary administration systems.

Bob has worked exclusively in the executive benefits field since 1986. Within Executive Benefits, he is responsible for working with companies to develop effective and efficient benefit and compensation programs for key employees. He works with a wide range of employers from closely held companies to major public corporations, banks and not-for-profit organizations.

Bob is a graduate of Clarion University and earned his master’s degree at the University of Dayton.  Bob has also earned Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Chartered Advisor for Senior Living (CASL) designations from the American College in Bryn Mawr.  He is an industry thought leader and frequent speaker at the Association for Advanced Life Underwriters (AALU), The International Forum, and the National COLI Directors, as well as financial institutions and CLU chapters.

phone:  215.262.0041
email:  rleeper@nfp.com

Office Location

DavisWalker, Ltd.

9100 Arboretum Parkway
Suite 260
North Chesterfield, VA 23236-3493
ph: 804.560.8082

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News Updates

Financial and Economic Brief - May 15, 2018

• Consumer Sentiment Steady - Consumer attitudes about the economy hit 98.8 in a May reading, higher than the 98.5 expected by a survey of Reuters economists.

• Trade Tensions Ease - Wall Street indexes rose, helped by advances in technology stocks after President Trump “softened” his stance on Chinese technology company ZTE Corp.

• Sony Buying Stake in Peanuts Holdings - Japanese electronics maker Sony Corp.’s music unit announced that it is buying a stake in Peanuts Holdings, the company behind Snoopy and Charlie Brown.

Financial and Economic Brief - May 8, 2018

• Low Unemployment Warning - April’s solid job growth, with 164,000 jobs added, and low 3.9% unemployment rate are positive signs for the economy, but sluggish productivity growth and lukewarm wage growth at 0.1% raise red flags.

• Nestle, Starbucks Strike a Deal - In a $7 billion deal, Nestlé is buying the rights to market, sell and distribute Starbucks packaged coffee and tea around the world.

• Oil Breaks $70 - Oil prices hit their highest since late 2014, driven by an economic crisis in Venezuela threatening to further hinder its production and exports and worries that the U.S. could re-impose sanctions on Iran.

Financial and Economic Brief - May 1, 2018

• Annual Inflation and Consumer Spending Rise - Consumer prices rose 2% year-on-year in March, with a measure of underlying inflation rising to near the Federal Reserve’s 2% target.

• T-Mobile, Sprint Merger - T-Mobile and Sprint are combining in a deal that would create a bigger No. 3 cellular carrier in the U.S.

• Wall Street Rises on Strong Earnings - U.S. stocks rose on Monday due to strong earnings reports & several merger announcements, while inflation concerns were kept “in check” after lukewarm data on U.S. income & spending.

Financial and Economic Brief - April 24, 2018

• 10-Year Yield Reaching Higher - The U.S. 10-year Treasury yield could hit the 3 percent threshold — a level deemed “worrying” by investors.

• Wells Fargo Fines - Federal regulators are close to fining Wells Fargo $1 billion for forcing customers into car insurance and charging mortgage borrowers unfair fees.

• Existing Home Sales Rise - The National Association of Realtors said that existing home sales rose 1.1 percent to a seasonally adjusted annual rate of 5.60 million units last month.

Financial and Economic Brief - April 10, 2018

• Dow Volatility Continues - The new normal on Wall Street is about “wild fluctuations, mammoth moves and rapid-fire price reversals”.

• Gradual Rate Hikes, Appropriate - Federal Reserve President Charles Evans, said that he is “optimistic” inflation will reach the Fed’s 2% goal and that slow, gradual rate increases will be appropriate.

• Russia’s Ruble Falls - Russia’s ruble experienced its biggest one-day fall for over two years on Monday and stocks in major Russian companies also slid, as investors reacted to a new round of U.S. sanctions.