G. Michael Cheatham, CLU, ChFC
"Anticipate rather than react. It's the most important concept in our firm because it drives so many aspects of our work. If you go back about 25 years, it's the reason why we established ourselves as independent advisors - representing clients in a diverse marketplace instead of representing a financial services company with limited products."
Mike's engineering degree shaped his analytical approach to help achieve client goals. Meanwhile, his thirty-five years experience bringing specialized resources and knowledge to the clients' side of the table has honed the DavisWalker collaborative process. He has expanded DavisWalker capabilities strategically over the years to match our clients' perceived needs and fill gaps in their planning resources.
He is a member of the Association for Advanced Life Underwriting and the Society of Financial Service Professionals serving as President of the Richmond Chapter in 1991-92. He is also a member of the Richmond Estate Planning Council, the Society's Estate Planning and Business Compensation Sections, and a charter member of PACE (Professional Achievement in Continuing Education). Mike holds a Bachelor of Science degree from Virginia Tech in Industrial Engineering and Operations Research.
phone: 804.560.8082 x306
John A. Gargula
Director of Case Design and Management
“It’s a great feeling to watch a plan come together. It begins with insight into the unique needs and goals of each client; we cover every detail of the plan, explore all alternatives, and track every step of implementation to see that the solutions match the goals.”
John’s background in financial services is broad and deep. It spans wealth management and wealth transfer, employee and key employee benefits, and life insurance funding and performance analysis. In addition, he has years of management and operational responsibility, from contract negotiation and business plan development to full P&L responsibility. He holds a Bachelor of Science degree in Business Administration/Finance from Villanova University.
John guides DavisWalker clients through comprehensive case design for wealth preservation and transfer techniques, estate-tax planning and executive benefit programs. He also directs the analysis and selection of insurance financing alternatives through the planning process.
phone: 804.560.8082 x301
David W. Holaday, ChFC, CAP
Founder and Managing Director
Wealth Design Consultants, LLC
“While many affluent families carefully prepare an inheritance for heirs, they often miss opportunities to prepare their heirs for inheritance. This explains why 90% of affluent families lose their wealth by the third generation. My role is to work collaboratively with families and their advisors to decide how to use their assets for their most important personal, family, and charitable goals.”
David Holaday has over 25 years’ experience as a financial consultant and is the founder and managing member of Wealth Design Consultants, LLC, providing consulting on wealth transfer, estate tax, and philanthropic strategies to professional advisors across the nation. His expertise includes wealth transfer strategies, insurance and estate tax planning, business succession planning, and planned gift design for affluent families, private businesses, family foundations, and major donors.
In addition to his B.S. in Chemical Engineering from University of Virginia, Dave earned designations for Chartered Advisor in Philanthropy® (CAP) and Chartered Financial Consultant (ChFC) from The American College. He is past president of Planned Giving Group of Indiana and a board member of International Association for Advisors in Philanthropy. In addition he is a member of Kingdom Advisors, Partnership for Philanthropic Planning, The Heritage Institute, Advisors in Philanthropy, and Central Indiana Community Foundation.
Robert H. Leeper, CLU, ChFC
“Our clients’ biggest challenge is planning in an uncertain environment. Because many parts of our tax code discriminate against upper income individuals, their retirement plans become just as critical to personal goals as rank-and-file retirement plans. That puts me on the front line with our clients, diagnosing problems and identifying possible solutions.”
Bob Leeper is one of the managing directors for NFP’s Executive Benefits practice, one of the industry’s most recognized executive benefit platforms. They administer over 80,000 participants and $12B+ in assets for over 1,000 corporations on their proprietary administration systems.
Bob has worked exclusively in the executive benefits field since 1986. Within Executive Benefits, he is responsible for working with companies to develop effective and efficient benefit and compensation programs for key employees. He works with a wide range of employers from closely held companies to major public corporations, banks and not-for-profit organizations.
Bob is a graduate of Clarion University and earned his master’s degree at the University of Dayton. Bob has also earned Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Chartered Advisor for Senior Living (CASL) designations from the American College in Bryn Mawr. He is an industry thought leader and frequent speaker at the Association for Advanced Life Underwriters (AALU), The International Forum, and the National COLI Directors, as well as financial institutions and CLU chapters.